Have you ever wondered what you would do if you were injured at work and had to file a claim for workers’ compensation? Many people are completely unprepared for this process because they never think about what is required to get the financial help they need after such an injury. Often times, these individuals must seek legal counsel, such as an Iowa workers compensation attorney, to get their medical and lost wages paid.
Why Hire an Attorney
You may need to hire an attorney if your claim is denied or delayed or your settlement does not pay all your medical bills and lost wages. If you experience delays receiving or getting approved for medical treatments you need to heal, such as surgeries, a lawyer can be a great asset.
Also, if your employer is denying that you were injured at work or retaliates against you, such as firing, demoting or cutting your pay, after you file your claim, you may need legal help.
If you are eligible for Social Security or disability benefits due to your injury or are limited or cannot do your work, the workers’ compensation insurance company may try to deny your claim or give you reduced benefits. This may require legal action.
If your injury is minor and requires little to no medical treatment, you should not need to seek legal advice. You may also represent yourself if you missed minimal or no work after being injured. In addition, if you do not have preexisting conditions or former injuries in the same area and your claim is paid automatically and your employer acknowledges that your injury occurred on the job, (e.g., if you have witnesses), your claim should be approved right away.
Your employer or their insurance company may dispute your claim for any number of reasons. However, if you were injured at work and have been unable to get the financial or medical support you need, consider consulting with a workers’ compensation attorney.